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Flower Mound, TX • NMLS #180232

Doing Good in the
Neighborhood

We're a local mortgage company focused on helping you get approved for the home of your dreams — with personal service, competitive rates, and genuine care.

20+ Years Experience
4.7 Google Rating
4.92 Zillow Rating

Trusted by families across Texas — from Flower Mound, TX and the DFW Metroplex to communities statewide — for Conventional, FHA, Non-QM, VA, USDA, Jumbo, Home Equity, Hard Money & Bank Statement loans

About Us

Your Trusted Local Mortgage Partner

Global Lending Solutions, Inc. is a full-service mortgage company headquartered in Flower Mound, TX. We serve homebuyers and homeowners across the entire state of Texas with higher standards of service than the big banks.

“When it’s your most important investment, work with someone you can trust.”

We are more than a mortgage lender — we’re a remarkable real estate lending resource. Our in-house processors and automated underwriting help get your documents prepared and your loan funded quickly and accurately.

As an independent Texas lender, we shop multiple investors to find the best rate and program for your situation — not just one bank’s products. Lower overhead means we can often pass savings on to you in the form of better rates and fees.

From first-time homebuyers in Flower Mound, TX to refinances and home equity solutions across Texas, we guide you every step of the way with clear communication and no last-minute surprises.

NMLS #180232 Company License
Texas Focused Statewide Coverage
Personal Service Direct Access to Experts
Modern home exterior representing successful mortgage clients
Why Global Lending Solutions

Why Choose a Local Texas Lender?

Big banks treat you like a number. We treat you like a neighbor.

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We Shop for You

As an independent lender based in Flower Mound, TX, we compare multiple investors and programs to find the best fit and rate for your situation — not just one bank’s menu.

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Direct Access to Joe

You’ll work directly with the owner. No call centers, no runaround. Clear communication from application to closing.

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Texas Expertise

We know Texas rules, Texas property types, and the DFW market. Local knowledge that national lenders simply don’t have.

Flexible Options

Conventional, FHA, Non-QM, VA, Hard Money, Bank Statement, and more. If traditional guidelines don’t fit, we still have solutions.

Loan Programs

Mortgage Solutions Tailored to You

Whether you’re buying your first home, refinancing, or accessing equity, we have the right program.

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Conventional Loans

Traditional financing with competitive rates for qualified borrowers. Ideal for strong credit and stable income.

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FHA Loans

Lower down payment options backed by the Federal Housing Administration — perfect for first-time buyers.

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VA Loans

Exclusive benefits for eligible veterans, service members, and surviving spouses — often with $0 down.

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USDA Loans

Zero-down financing for eligible rural and suburban properties in approved areas.

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Jumbo Loans

Financing for higher-value homes that exceed conventional conforming loan limits.

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Home Equity & HELOC

Access the equity in your home for renovations, education, or other major expenses.

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Refinancing

Lower your rate, shorten your term, or cash out equity with a streamlined refinance process.

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New Construction

Specialized financing for building your custom home from the ground up.

Our Team

Meet the Owner

Experienced leadership dedicated to making your home financing experience smooth and successful.

Joe E. Kerbel

Joe E. Kerbel

President & Residential Mortgage Loan Originator

NMLS ID: 180507

Joe graduated from Saint Edward’s University with a Bachelor of Business Administration degree with an emphasis in Real Estate. He earned his Texas Loan Officer License in 2003 and has been helping families achieve homeownership ever since.

Client Stories

What Our Clients Say

Real feedback from real families across Texas and Flower Mound, TX that we’ve helped.

★★★★★ 4.7 134+ Google Reviews
★★★★★ 4.92 224+ Zillow Reviews

Joe and his team were able to have me close on my new home by the date that I requested it needed to be finalized. My situation was very unique and difficult, but through their knowledge, experience and eagerness to satisfy my needs; all was accomplished.

Marylin B. Grapevine, TX

This was mine and my husband's first time buying a home, and now we feel like experts thanks to Joe and his team! From the very beginning Joe and the team were friendly and easy to communicate with. They made the process so easy.

Mary C. Happy Homeowner

I applaud your company for delivering and committing to this very challenging case. Thank you so much for making the process so easy. You were always there when we needed you. Thank GOD for honest companies like Global Lending.

Tamela N. Grapevine, TX
Tools

Mortgage Calculators

Get quick estimates. These are for illustration only — actual rates and terms will vary. Contact us for a personalized quote.

Monthly Payment Estimator

Estimated Monthly P&I
$2,023
Loan Amount$320,000
Total Interest

How Much House Can I Afford?

Estimated Home Price
Max Loan Amount
Est. Monthly P&I

These calculators provide estimates only and do not constitute a loan offer or commitment. Rates, terms, and qualifying criteria are subject to credit approval and change. Contact Global Lending Solutions in Flower Mound, TX for a personalized quote.

Get Started

Ready to Make Your Move?

Whether you’re buying, refinancing, or exploring your options, our team is here to help. Reach out today — we typically respond within 24 hours.

Office

3620 Wolcott Dr
Flower Mound, TX 75028

Phone

817-875-0980

Hours

Monday – Friday: 9:00 AM – 5:00 PM
Weekends by appointment

Start Your Application

Begin the process online in just a few minutes. A loan officer will follow up promptly.

Apply Now

or

Call 817-875-0980